Insertion fee is just fee to get it listed on ebay. When the item get sold, they charge a fee on final value.
Here is a basic breakdown:
Insertion fees:
$0.01 - $0.99 > $0.20
$1.00 - $9.99 > $0.35
$10.00 - $24.99 > $0.60
$25.00 - $49.99 > $1.20
$50.00 - $199.99 > $2.40
$200.00 - $499.99 > $3.60
$500.00 more > $4.80
Final Value Fees:
$0.01 - $25.00 > 5.25%
$25.01 - $1000 > 5.25% for initial $25 + 3% of balance
$1000 more > 5.25% for initial $25 + 3% from $25.01 - $1000 + 1.5% of balance
So, when you start out selling on ebay, take these in consideration when you choose the price:
Product price + S&H + Insertion Fees + Final Value Fee = FINAL PRICE
Good luck with your ebay business!!